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How will retirement impact my living expenses?

Your living expenses may increase or decrease at retirement but will likely not stay the same. You may travel more, reduce business expenses such as eating out and transportation costs, perhaps your house will be paid off. Use this calculator to help compare living expenses now from the day you retire. This will also help you to plan your saving requirements for the day you retire.

Assumptions

Itemized Income

Pre-RetirementPost-Retirement
Wages, salary and tips (¥)
Alimony, child support (received) (¥)
Dividends from stocks, etc. (¥)
Interest on savings accounts, CDs, etc. (¥)
Social Security benefits (¥)
Pensions (¥)
Other income (¥)

Itemized Expenses

Pre-RetirementPost-Retirement
Mortgage payment or rent (¥)
Vacation home (mortgage) (¥)
Automobile loan(s) (¥)
Personal loan(s) (¥)
Charge accounts (¥)
Federal income taxes (¥)
State income taxes (¥)
FICA (Social Security taxes) (¥)
Real estate taxes (¥)
Other taxes (¥)
Utilities (¥)
Household repairs and maintenance (¥)
Food (¥)
Clothing and laundry (¥)
Educational expenses (¥)
Child care (¥)
Automobile expenses (gas, repairs, etc.) (¥)
Other transportation expenses (¥)
Life insurance premiums (¥)
Homeowners (renters) insurance (¥)
Automobile insurance (¥)
Medical, dental and disability insurance (¥)
Entertainment and dining (¥)
Recreation and travel (¥)
Club dues (¥)
Hobbies (¥)
Gifts (¥)
Major home improvements and furnishings (¥)
Professional services (¥)
Charitable contributions (¥)
Other and miscellaneous expenses (¥)

此資訊可幫助您分析您的財務需要。它以您提供的有關您目標、期望和財務狀況的資訊與假設為基礎。此服務不得推斷為公司要承擔任何受託責任。此外,此類服務不得作為可依賴的唯一資訊來源。此資訊透過我們認為可靠的來源提供,但我們不保證其準確性。假設說明可能提供歷史的或最新的績效資訊。過往績效並非未來結果之保證或象徵。